Last week, FIRM received a letter out of the blue from former Represenative Ken Sorensen, criticizing FIRM for “taking credit” for work we’ve done on windstorm insurance. As any review of FIRM’s press releases from spring 2006 will confirm, we have acknowledged the contribution former Rep. Sorensen made in this fight in his last months in office. In fact, I referenced him in the caption to a photo on my website’s home page. So it came as a shock to our board members to receive such a negative letter from someone who we thought was working with us.
It’s been surmised that this was all a political ploy because Dr. Sorensen is a very good friend of the incumbent, Commissioner Sonny McCoy. Certainly, the motive is suspicious, and counter-productive for the folks of Monroe County. FIRM’s work is far from over (we’re meeting with the team that developed the Florida Public Hurricane Model this week, for instance), and one would think that anyone who had the best interest of property owners and residents in the Keys long-term would support a group that has worked so hard to address this issue.
We’ll shortly be posting on this website an audio clip from the Morning News program that includes remarks by Insurance Commissioner Kevin McCarty about the impact FIRM has had in the insurance arena. A review of the press releases on FIRM’s website (www.FIRMkeys.org) will suggest that Dr. Sorensen’s recollection is incomplete. For those interested, the e-mail string between Dr. Sorensen and FIRM regarding this issue (some of which was quoted in The Citizen last week) appears below. Let me know what you think.
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Dear Dr. Sorensen,
Nice to hear from you after so much time.
We must say that we are puzzled by your invective against this grassroots organization of over 5,000 members that worked with your office in addressing the windstorm insurance crisis. I recall the first meeting your office arranged on March 30, 2006 with Consumer Advocate Steve Burgess, Actuary Steve Alexander, members of the insurance industry, representatives from Citizens Property Insurance, Rep. Ross and Keys officials including the late Commissioner Murray Nelson and schools superintendent Randy Acevedo, among others. I recall cooperation in the following months between FIRM and your assistant, Holly Merrill, and the press conference we attended at your invitation to announce the Pilot Project.
The Pilot Project did in fact grant Insurance Commissioner Kevin McCarty the authority to set actuarially sound rates in Monroe County without the “top 20” restriction, and your sponsorship of that legislation was key. I strongly believe, however, and the Commissioner concurs below, that it was FIRM’s production of data to support a rate reduction that led to the rollback we’re now enjoying. Further, FIRM reached every single member of the House and Senate in Tallahassee, as well as the Florida delegation in the U.S. House of Representatives, to convince legislators that it was time to address the insurance crisis.
Those of us who volunteered countless hours of unpaid time to convince your fellow legislators to support pro-consumer legislation, to gather data, to analyze weather patterns and claims information, and to travel frequently to Tallahassee well after the end of your term have been gratified at a process that brought individuals from varying political perspectives together to address an issue of such importance to people in the Keys. We welcomed your support and that of your successor, Rep. Saunders. We stand by the work of all the members of FIRM, and look forward to continued cooperation with our representatives in Tallahassee.
Best,
Heather
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Heather Carruthers
President
Fair Insurance Rates in Monroe
www.FIRMkeys.org
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From: Kevin McCarty [mailto:Kevin.McCarty@floir.com]
Sent: Monday, July 07, 2008 3:04 PM
To: Heather
Subject: RE: FIRM Member Question
Dear Heather,
I can tell you what I know from personal experience. There is no question that FIRM has played a roll in recent public policy both on a state [level] but more specifically and directly for Monroe County. FIRM was instrumental in establishing the pilot program that lowered Citizens rates in Monroe County. Firm provided the office with the necessary data for the office to differentiate Monroe in certain rate filings. I hope this is helpful.
Kevin
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From: CAPTDRKEN@aol.com [mailto:CAPTDRKEN@aol.com]
Sent: Monday, July 07, 2008 2:10 PM
To: robbiekw@bellsouth.net
Subject: Re: FIRM Member Question
July 14, 2008 [sic]
Mr Hopcraft,
I believe the earlier statement speaks for itself. The functions of splitting windstorm and flood insurance at consumer discretion,the involvement of the state consumer advocate, freezing of rates, the requirement of justifying insurance rates thru an actuary at public meetings in the keys were required” by law” under my watch and sponsored by my office NOT FIRM. In fact , I almost never saw FIRM people in my office except once while serving as our state representative even though they were invited.
The “FIRM” leaders avoided my office and wandered around the capitol with commissioners Neugent and Rice and a county lobbyist who had years before worked for the Ins. commissioner. It seemed as if they thought the lobbyist made laws and not the legislators.
In spite of this attitude of arrogance and without any visits by “firm” I had been working on fixes to our Ins problem for months. Working with chairmen Dennis Ross and Brown ( INS) I wrote into law the relief we so badly needed. These are the same reforms certain leaders of firm take credit for when in fact they had nothing to do with them or the law making that made them a reality! The legislation created then has been kept over the past few years and the reason is not “firm” even though some aspiring politicians claim false credit for it. While your early officers wandered the halls led by Commissioner Nuegent they really had zero impact on any real legislation that brought relief to Monroe county residents. After the efforts of my office became the governing law of the land they rode them claiming political credit for something they were never a part of !
I hope that clears up your concerns. My Tallahassee office will always be available to honest brokers for public good.
sincerely ,
Dr. Ken Sorensen
In a message dated 7/7/2008 11:00:15 A.M. Eastern Daylight Time, robbiekw@bellsouth.net writes:
Ken, I have forwarded your email to the other FIRM board members and I’m sure you will be getting comments from several.
we would appreciate it if you could be more specific in your comments to us. you haven’t really told us anything you disagree with.
we could also use your help in guiding us on our trips to Tallahassee to make state our cause for the florida keys
Robbie Hopcraft
FIRM Board Member
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From: CAPTDRKEN@aol.com [mailto:CAPTDRKEN@aol.com]
Sent: Saturday, July 05, 2008 1:09 PM
To: robbiekw@bellsouth.net
Subject: FIRM Member Question
YOUR WEBSITE INFORMATION ON THE LEGISLATIVE PROCESS THAT TOOK PLACE IS TERRIBLY SKEWED , INACCURATE AND MISLEADING.
DR. KEN SORENSEN, FORMER LEGISLATOR
DISTRICT #120
7/05/08
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